Auto Insurance in Toronto
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Car
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Classic Car
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Motorcycle
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Boat
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RV
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Trailer
Safety in Your Everyday Commute
Road safety starts with you. It only takes one accident to damage your car beyond repair and seriously injure you — keeping you out of the driver’s seat and off the road forever.
Protect yourself – and your vehicle – with a comprehensive car insurance policy. Speak to our brokers today.
For Your Antique and Vintage Ride
As a classic car owner, you know just how much these collector items are worth — and what it means to protect them, whether they’re sitting for display in the garage, or still sturdy enough to rev up. Your classic car only gets better with time.
Protection for Your Big Bike
Touring bikes, cruisers, motor scooters, and standard motorcycles are just some of the most popular, convenient, and thrilling rides. We’re here to help make them safe and ensure you’re protected when you hit the road.
Protecting You in the Water
Going out into the water? Safety first: sail within your boat’s capacity, stock up on enough life jackets for everyone aboard, and maintain the engine. Most of all, you need boat insurance made just for you and your charter out in the open waters.
Fun. Adventure. Safety on the Road
Bags packed? Filled up on gas? Iconic sights mapped out for a cross-country adventure? You need the right insurance coverage before hopping into your RV.
Don’t drive off without recreational vehicle insurance for your adventure ride. Contact Marathon Insurance today.

Your Partner in Road Safety
At Marathon Insurance, we’re safety advocates above all else. We equip drivers with tools for making the everyday commute safe. Keep your eyes on the road and drive safely with the right auto insurance policy tailored to your needs.
Drive with Marathon
Get an Auto Insurance Quote
The Marathon Insurance guarantee is comprehensive protection at the most competitive rates. Our insurance brokers work with leading providers in Ontario to build your custom auto insurance policy that protects everything under and above the hood, and you in the driver’s seat.
Auto Insurance Coverage
Protection for Every Mile
Auto insurance is your number one companion for the road ahead — whether it’s your everyday commute to work, or a long weekend drive. Before pulling out of the driveway, your Marathon insurance broker makes sure you drive with:
- Direct Compensation for Property Damage: Covers damage to your vehicle and property caused by an insured motorist.
- Liability Coverage: Provides financial protection if you are held liable for injury, death, or property damage suffered by other people.
- Accident Benefits: Covers your medical bills, rehabilitation, funeral costs, or lost income.
- Enhanced Coverage: Choose from Collision or Upset Coverage to cover repairs or a replacement, and Comprehensive Coverage that covers windshield and other damage due to theft, vandalism, falling objects, lightning, explosion, and others.
Types of Auto Insurance
Protection for Every Driver
Whatever your choice of wheels is, there’s an auto insurance policy for you. Our insurance brokers help you find the right type of auto insurance, and unlock generous savings through insurance bundles. Find protection for your ride:
- Cars: everyday driving
- Motorcycle: big bikes
- Classic Car: collector cars and vintage models
- Trailer: towed trailers and campers
- RV: motorhomes
- Boat: watercraft
Other Insurance Services
Auto Insurance FAQs
Your Questions About Auto Insurance, Answered
Several factors determine your auto insurance premium, the most important is your driving history. The more our brokers know about your driving record, the better options we can provide.
To get started, provide our auto insurance brokers with this information:
- Personal information: names, license history, and driving records of all persons who will be driving your car
- Vehicle information: the make, model and year of your car, as well as its Vehicle Identification Number (VIN), details of the lease, purchase value, and ownership.
- Coverage requirements: how the car is used and how often, how long your average commute is and annual distance, and your preferences for optional coverages based on estimated risk.
Anyone who drives your car — whether it’s your partner, your kids, or a friend — needs to be insured. If another driver — whether they live in your household or not — has regular access to your vehicle, they need to be listed in your auto insurance policy. If they get into an accident and are found at-fault, it can affect your insurance premiums.
Each driver’s driving record, commute habits, vehicle, and claims history is different. Most insurers typically recommend liability coverage of $1 million. However, you may want to increase your liability limit depending on how your vehicle is used, such as if you typically drive long distances or with children — commute patterns that indicate a higher level of risk you need to protect yourself from.
Your auto insurance policy can cover you when you’re not driving your car and in other special circumstances. For example:
- Driving a rental: Your auto insurance automatically extends accident benefits and liability coverage to your rented car, with the same limits. Make sure to purchase additional coverage if you’re renting a more valuable vehicle, such as a luxury car.
- Crossing borders: Your insurance is still active if you go on short trips outside of Ontario or even to the U.S. as long as you maintain normal use of the vehicle.
- In the shop: Typically, you are not entitled to a replacement vehicle while your car undergoes normal maintenance or repair. If you cannot use it because of an accident, your insurer may provide you with a loaned vehicle.
Ask your Marathon Insurance broker about your auto insurance coverage in other special circumstances.